Login

TERMS AND CONDITIONS

  • Last Updated: December 2025
  • These Terms and Conditions govern the use of products and services provided by Venturo Bank Ltd. By opening an account, accessing our platform or using any of our services, you agree to these Terms and Conditions.
  • If you do not agree, you must not use our services.

1. Definitions

  • “Venturo Bank”, “we”, “us”, “our”
  • Venturo Bank Ltd, the company providing the banking and digital financial services.
  • “Venturo Bank”, “we”, “us”, “our”
  • Any individual or entity that opens or uses an account or service with Venturo Bank.
  • “Platform”
  • All digital channels operated by Venturo Bank including mobile apps, web portals and APIs.
  • “Services”
  • All banking, payment, digital asset, trade finance and related financial services offered by Venturo Bank.
  • “KYC”
  • Know Your Customer identity verification process.
  • “AML/CTF”
  • Anti-Money Laundering and Counter-Terrorism Financing obligations.

2. Eligibility

  • To access our services, you must:
  • Be at least 18 years old (individual accounts).
  • Be legally capable of entering binding agreements.
  • Pass all required KYC, AML, CTF and compliance checks.
  • Provide accurate and complete information when registering.
  • Venturo Bank may decline or terminate your account at its discretion if regulatory, legal or risk considerations require it.

3. Account Opening
and Verification

  • 3.1 Identity Verification
  • You agree to provide all documents required for KYC and AML checks. These may include:
  • Government-issued ID
  • Proof of address
  • Business incorporation documents
  • Beneficial ownership details
  • Source of funds and source of wealth documentation
  • 3.2 Ongoing Verification
  • We may request updated documents or additional information at any time. Failure to provide this may result in account suspension or termination.

4. Use of Services

  • You agree to use our services only for lawful purposes.
    You must not:
  • Engage in fraudulent, illegal or prohibited activities
  • Use the platform for money laundering, terrorist financing or sanctions evasion
  • Interfere with, disrupt or compromise the security or performance of the platform
  • Share your login credentials with others
  • Venturo Bank reserves the right to monitor account activity and block or restrict transactions that present regulatory or security concerns.

5. Payments, Transfers and Currency Exchange

  • 5.1 Processing Times
  • Processing times for payments and transfers may vary depending on:
  • Destination country
  • Banking partners
  • Regulatory reviews
  • Compliance checks
  • 5.2 Fees
  • All fees including transfer charges, FX spreads and account fees will be disclosed in the applicable fee schedule.
  • 5.3 Currency Exchange
  • Currency exchange rates are dynamic and may change at any time. You accept any rate applied at the time of execution.

6. Cards and
Wallet Services

  • If applicable, Venturo Bank may provide digital, virtual or physical cards, multi-currency wallets and digital asset wallets.
  • You agree to:
  • Use your card and wallet responsibly
  • Secure your card details and wallet credentials
  • Immediately report unauthorised transactions
  • Venturo Bank is not liable for losses caused by:
  • Your negligence
  • Sharing credentials
  • Use of unsecured devices
  • Third-party service providers

7. Digital Assets and
Crypto Services

  • Where digital asset services are provided, you acknowledge:
  • Crypto markets are volatile and may result in losses
  • Digital assets are not legal tender in most jurisdictions
  • Crypto transactions are irreversible
  • Venturo Bank may rely on third-party custodians or exchanges
  • Venturo Bank does not provide investment advice.

8. Trade Finance
Services

  • Trade finance services may include:
  • Letters of Credit
  • Back-to-Back DLC facilities
  • Standby Letters of Credit
  • Bank guarantees
  • Documentary collections